Checking those rates
Hello, Mechanicstown!

Middletown Honda Can Help Mechanicstown Drivers With Auto Financing

Looking to purchase a new or used vehicle? For most drivers, one of the first steps is to get approved with a financing plan. Sometimes, things like your credit score can get in the way, though. Middletown Honda is happy to offer financing assistance to Mechanicstown drivers. Whether you have a history of bad credit, no credit, or even past bankruptcy, we will work to get you approved and behind the wheel.

Our showroom is open Monday through Thursday from 9 a.m. to 8 p.m., Friday through Saturday from 9 a.m. to 6 p.m., and Sunday from 10 a.m. to 4 p.m.

Getting Approved

Middletown Honda has an easy-to-use online financing application that can get you started with the financing process. To get started, we need to run a credit check and need some basic information about you. All information is securely transmitted and kept safe by Middletown Honda. You’re also welcome to stop by the dealership and speak with someone in our business office directly.

Are You Planning on a Down Payment?

Making a decent down payment, usually around 20% of the vehicle’s value, can help you in numerous ways. For starters, it may open you up to more financing options and better interest rates than were not previous available to you. It also means that you will pay less interest on the vehicle in the end.

Another issue is depreciation. By simple market laws, your vehicle begins to lose value as soon as you drive it off of the lot. In your first year or so of driving, you could actually owe more on the vehicle than it is worth. If the vehicle is totaled, insurance may not cover the whole difference. A larger down payment can help to keep you out of trouble.

Questions About Financing? We’re Here to Help

Middletown Honda is located at 520 Route 211, in Middletown, right next to the GanderMountain. If you’re coming from Mechanicstown, take Schutt Road and NY-211 East. You should be able to get to us in only five minutes or so.

Setting up financing may seem overwhelming, but with a little assistance from us, we’ll help you to understand and navigate the process. If you have questions, please don’t hesitate to contact our dealership.