Please ensure Javascript is enabled for purposes of website accessibility

Search Inventory

What Does Liability Insurance Cover?

Car Accident
How does liability insurance work? Auto liability insurance, by definition, covers bodily injury and property damage. In most states, liability insurance is a must. The insurance coverage is not only for you, but for the injuries and expenses of other people. For example, an accident occurs in Warwick, and you are at fault, you will have coverage. At Middletown Honda, we take a more in-depth look at liability coverage. You will find out answers to, “What does liability coverage pay for” and more with the Middletown Honda finance team!

How Does Liability Insurance Work?

Although bodily injury and property damage fall under liability coverage, both have set limits. Minimum limits are set by the state or by you. You can set limits based on what makes you feel most comfortable.

What Does Liability Insurance Pay For?

Bodily Injury

  • Medical and hospital bills
  • Any long-term nursing care that may be needed
  • Funeral expenses in the event of a fatal accident
  • Rehab
  • Pain and suffering
  • Lost earnings

Property Damage

  • Repair expenses
  • Necessary part replacement
  • Vehicle damage
  • General property damage (house, personal property, etc.)
  • Pets

What Does Liability Insurance NOT Cover?

If you are still wondering, what does liability insurance cover? Remember that the coverage is for the victim in the accident. Thus, the payout will go to the injured party, not the person at fault. You will need to set limits on your liability coverage. You need to ensure coverage that you can offer.

At Middletown Honda near Goshen, we are happy to go over the various insurance options. You need to know which coverage can help you when you need it most. A car accident is terrifying in itself. Therefore, it is better to prepare for one when it does occur.

Learn More About Insurance Coverage at Middletown Honda

We hope you are more aware of the auto liability insurance definition and what it covers. We want drivers in Monroe to feel knowledgeable about their coverage. Contact us to go over further details, financing, or other auto insurance options. Our team can help pair you with the right auto insurance that will suit your needs. At Middletown Honda, we can help you find a new Honda and auto insurance. Visit us online or in-store.

More from Middletown Honda

  • 2021 Honda Pilot Features

    The 2021 Honda Pilot midsize family SUV is a stylish alternative to a traditional mini van with an array of comforting features. Here are some of the best features Honda Pilot has to offer: Best 2021 Honda Pilot Features Up to 8 Leather Seats Honda Sensing Suite Heated and Ventilated Front Seats Blind Spot Information…

  • How Much Can a Honda CR-V Tow?

      The 2021 Honda CR-V is a best-selling SUV in the Monroe area, but just how much can a Honda CR-V tow for 2021? The latest model has a towing capacity of 1,500 pounds when properly equipped, along with a payload capacity of 850 pounds. Learn all about the impressive towing features and technologies with…

  • How is the 2021 Honda Civic Fuel Economy?

    If you’re searching for a sedan that’s friendly at the pump as you’re commuting around Monroe and Warwick, you may be asking yourself, “Is the new Honda Civic fuel-efficient? The entry-level Honda Civic-the Civic LX sedan with a CVT-garners an impressive fuel economy of 30 mpg city/38 mpg highway*. You’ll enjoy the fuel-efficiency you need…

Saved Vehicles

SAVED VEHICLES

You don't have any saved vehicles!

Look for this link on your favorites:

Save

Once you've saved some vehicles, you can view them here at any time.

Contact Us

(855) 473-3053

Call Now

520 Rte 211 E • Middletown, NY 10941

Get Directions

Today's Hours:

Open Today! Sales: 10am-4pm

Service: Closed

Parts: Closed

DI Move Pixel
Middletown Honda 41.461254, -74.374162.