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What to Do After a Car Accident

Two Vehicle Accident

If you’ve found yourself in a car accident, stay calm. We’ve provided detailed instructions below on what to do after a car accident, step by step. We’ll also talk about how to file a car insurance claim. Filing a car accident insurance claim can be confusing, and we want our Middletown customers to be well-prepared. Learn about car accident insurance claims today with the advisors at the Middletown Honda finance center

What to Do After a Car Accident – Step by Step

The most important thing to do after an accident is to make sure everyone is OK. Beyond that, here’s what you should do if you’re suddenly in a car accident along our %%target_city_%% roads:

What to Do After a Car Accident

  1. Check to see if anyone is injured. If so, call 911.
  2. If possible, pull your vehicle off the road and out of the way. Don’t stray too far from the scene of the accident, however.
  3. Call the police. The police will be able to provide an accident report, which can help your case down the line, even if you’re at fault.
  4. Exchange insurance and contact information with the other driver. The simplest way to do this is to take photos of insurance cars, driver’s licenses, etc.
  5. Do NOT admit fault. Fault in an accident is a legal determination that is arrived at by insurance companies and courts. While you will want to tell the truth, both to the police and your insurance company, admitting fault can hurt you down the road.
  6. Take pictures of the damage to both vehicles. This is important to do regardless of who is at fault.
  7. Call your insurance carrier. Again, this needs to be done regardless of who is at fault, and whether you have a full coverage policy or justliability coverage.
  8. Follow up on healthcare if you were injured. Accident claims can be impacted by whether the injured parties completed rehabilitation treatment. More importantly, you want to ensure that you heal properly.

How to File a Car Insurance Claim

The car accident insurance claim itself will be worked out by the insurance companies. Your provider will want to have details from you when they deal with the other driver’s insurance provider.

How to File a Car Insurance Claim

  • Locate your policy number and other insurance information.
  • Have your copy of the accident report ready.
  • Have the contact and insurance information of the other driver ready.
  • Call the claim line at your insurance provider found on your insurance card, and let your provider know that you want to file a car accident insurance claim. 

Get Your Insurance Questions Answered

When you have questions about car insurance, including used car insurance coverage, you’re always welcome to get in touch with us at Middletown Honda. Our finance team is standing by to help you!

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