What to Do After a Car Accident
Middletown Honda hopes all of our customers will never be involved, but accidents can happen anytime, or anywhere. Even if you’re not directly in the accident itself, you may be in a position to help the parties involved. Here are a few tips on how to act during a car accident, and how to prepare for such an event.
Stay Calm and Focused
Like in any emergency, or task in general, the best way to behave in an accident is to keep calm. This can be very tough to ask of someone who was just in an accident, especially a serious one. Staying calm will help things to run smoothly and you to get through all the necessary actions.
Assess the Situation
This is a very vital follow-up and should happen immediately after the accident. It will dictate how you handle yourself in the coming moments. Look around; first off, does anyone seem hurt? Can you hear anyone calling for help? How serious is the accident? Are you still in danger? Where is the rest of traffic in relation to you?
Call the Police if Necessary
Police may not really be necessary if the crash just scratches your fender or knocks your side mirror off. Something more serious, though, should warrant a call to the police. If anyone seems hurt, calling 911 should be the first thing you do. If you’re in an accident, you may want to call the police just to get an official written report of the incident; what started as a fender bender might become something more serious if the other party tries to take advantage of you.
Document the Crash
Having a pen and pad of paper stored in your glove compartment will be very useful in taking down the other driver’s insurance and vehicle information. If you don’t have a camera on your phone, having a disposable camera that you can keep in your vehicle will help to provide good evidence of what happened. Many insurance companies also have apps to document the crash and send it directly to your agent.
There are some important details that you need to take down when documenting the crash:
- Names and phone numbers of people involved in the crash, as well as witnesses
- License plates numbers and drivers license numbers of the other people involved
- Insurance information and numbers of the other drivers involved
- Year, model, and make of the vehicles involved
Follow-up Immediately With a Claim
The faster you file a claim, the faster it will get processed and settled. It’s also good to do while the details about the incident are fresh in your mind. Your insurance company will be able to better assist you if they get all the information right away.